Digital Nomads in Greece

Digital Nomads in Greece: Residence, Taxation and Rules – Essential Guide for Remote Workers.

'Digital Nomade' on Crete
Beginning as a ‘Digital Nomade’ on Crete.

Digital Nomads in Greece: Residence, Taxation and Rules – Essential Guide for Remote Workers

Greece has become a top spot for digital nomads seeking sun, culture, and a laid-back lifestyle. The country offers a special visa for remote workers, making it easier to stay and work legally. This visa lets digital nomads live in Greece for up to two years.

Digital nomads who move to Greece can enjoy a 50% tax cut on their income for the first seven years. This perk makes Greece an even more attractive option for those who can work from anywhere. The tax break aims to draw more skilled workers to the country.

The rules for digital nomads in Greece are quite simple. To get the visa, you need to show proof of income and health insurance. You also need to rent or buy a place to live. The process is straightforward, but it’s wise to check the latest rules as they may change.

Understanding the Greek Digital Nomad Visa

Digital Nomad Visa

Greece now offers a Digital Nomad Visa for remote workers. This visa allows non-EU citizens to live in Greece while working for employers or clients outside the country. It’s valid for one year and can be extended for another year.

Eligibility Requirements

To qualify for the Greece Digital Nomad Visa, applicants must:

  • Be employed by a company outside Greece or have clients abroad
  • Earn at least €3,500 per month
  • Have health insurance valid in Greece
  • Be over 18 years old
  • Not pose a threat to public order or security

The visa is open to third-country nationals who can prove they can work remotely. Applicants must show they have a stable income from sources outside Greece.

Application Process

The application process involves these steps:

  1. Gather required documents
  2. Book an appointment at a Greek embassy or consulate
  3. Submit application and pay fees
  4. Attend an interview (if required)
  5. Wait for visa approval

Processing times vary, but it usually takes 1-3 months. Once approved, applicants get a Type D visa valid for one year.

Required Documents

To apply for the Digital Nomad Visa, you’ll need:

  • Valid passport
  • Completed application form
  • Proof of employment or client contracts
  • Bank statements showing income
  • Proof of health insurance
  • Criminal record certificate
  • Proof of accommodation in Greece

Applicants must also provide a lease contract or property purchase agreement in Greece. All documents not in Greek or English must be translated and certified.

Residency in Greece

 

Greece offers several options for digital nomads seeking to establish residency. These include special permits, provisions for family members, and pathways to permanent residence.

Residence Permits

Digital nomads can apply for a special residence permit in Greece. This permit allows remote workers to live in the country for up to two years. To qualify, applicants must prove they work for a company outside Greece or offer services as self-employed individuals.

The application process requires submitting documents such as:

  • Valid passport
  • Proof of employment or self-employment
  • Health insurance coverage
  • Proof of sufficient funds

Applicants can submit their paperwork at Greek consulates abroad or at the Aliens and Immigration Department in Greece.

Family Members and Dependents

Greece’s digital nomad visa programme extends to family members and dependents. Spouses, civil partners, and children under 18 can join the primary visa holder in Greece.

Key points for family members:

  • They receive residence permits valid for the same duration as the primary applicant
  • Family members can enrol in Greek schools
  • Spouses may be eligible to work in Greece, subject to certain conditions

It’s important to note that family members must prove their relationship to the primary visa holder and meet health insurance requirements.

Permanent Residence Opportunities

Digital nomads have options for long-term residency in Greece. After living in the country for a certain period, they may be eligible to apply for permanent residence.

Requirements typically include:

  • Continuous legal residence for 5 years
  • Proof of integration into Greek society
  • Basic knowledge of Greek language and culture
  • Stable income and accommodation

Those who obtain permanent residence enjoy benefits such as free movement within the EU and access to social services. After additional years of residence, permanent residents may be eligible to apply for Greek citizenship.

Taxation for Digital Nomads

Digital nomads working in Greece face unique tax considerations. The Greek government has introduced special provisions to attract remote workers while ensuring fair taxation.

Tax Residence and Incentives

Digital nomads may qualify for tax residence in Greece if they stay for more than 183 days per year. This status can offer benefits under the country’s tax system. Greece has introduced a favourable tax regime to attract remote workers.

Article 5C of Law 4172/2013 provides a 50% tax exemption on income for eligible digital nomads. To qualify, individuals must not have been Greek tax residents for five of the last six years. They must also relocate their tax residence to Greece.

Applicants need to prove they have sufficient resources and will work remotely for employers or clients outside Greece. A Greek tax number (AFM) is required to access these benefits.

Income Taxation Code

The Greek Income Taxation Code applies to digital nomads who become tax residents. It covers worldwide income, not just earnings from Greek sources.

For stays under 183 days, different rules apply. Digital nomads may be exempt from Greek taxes on foreign-sourced income if they work for non-Greek employers. This applies to both salaried employees and self-employed individuals.

Greece has signed Administrative Cooperation Agreements with many countries. These help prevent double taxation and ensure fair treatment of international workers.

Progressive Tax System Explained

Greece uses a progressive tax system for personal income. Rates start low and increase with higher earnings.

The current tax brackets are:

  • 9% for income up to €10,000
  • 22% for €10,001 to €20,000
  • 28% for €20,001 to €30,000
  • 36% for €30,001 to €40,000
  • 44% for income over €40,000

These rates apply to taxable income after deductions and exemptions. Digital nomads should consider these brackets when planning their finances in Greece.

Social security contributions may also apply, depending on the individual’s status and income level. Professional advice is recommended to navigate the complexities of Greek taxation.

Life as a Digital Nomad in Greece

Greece offers digital nomads a unique blend of ancient history, stunning landscapes, and modern amenities. The country provides diverse accommodation options, reliable internet connectivity, affordable living costs, and a pleasant Mediterranean climate.

Accommodation Options

Digital nomads in Greece can choose from a variety of housing options to suit their needs and budget. Short-term rentals through platforms like Airbnb are widely available in popular destinations. For longer stays, furnished flats or studios can be found in most cities and towns.

Calergi Residence on Crete offers resort-style apartments with fast Wi-Fi, ideal for luxury-minded remote workers. Many Greek islands have co-living spaces catering specifically to digital nomads, providing a built-in community.

In Athens and other large cities, serviced apartments are a popular choice. These offer the comforts of home with hotel-like amenities. Budget-conscious nomads might opt for hostels or shared flats in student areas.

Internet and Connectivity

Greece has made significant improvements to its internet infrastructure in recent years. Most urban areas now offer reliable high-speed broadband connections. Many cafes, restaurants, and public spaces provide free Wi-Fi.

4G mobile coverage is extensive across the country, including on many islands. This allows for flexible working from beaches or remote locations. However, some rural areas may have slower or less stable connections.

Co-working spaces are becoming increasingly common in Greek cities. These offer high-speed internet, meeting rooms, and networking opportunities. Athens, Thessaloniki, and popular islands like Crete and Corfu have several well-equipped co-working hubs.

It’s advisable to have a backup internet solution, such as a portable Wi-Fi device or mobile hotspot, especially when travelling to less developed areas.

Cost of Living Analytics

Greece offers a relatively affordable cost of living compared to many Western European countries. Housing costs vary widely depending on location and type of accommodation.

Monthly expenses for a digital nomad in Greece might look like this:

  • Rent (1-bedroom flat): €300-€600
  • Utilities: €80-€120
  • Internet: €20-€30
  • Food and groceries: €200-€300
  • Transportation: €30-€50
  • Entertainment: €100-€200

Total monthly budget: €730-€1,300

These figures are estimates and can be higher in tourist hotspots or during peak seasons. Athens and popular islands may have higher living costs compared to smaller towns or less touristy areas.

Greece offers a 50% tax reduction for digital nomads who commit to residing in the country for at least two years, making it an attractive option for long-term stays.

Mediterranean Climate Benefits

Greece’s Mediterranean climate is a major draw for digital nomads. Summers are warm and dry, with temperatures ranging from 25°C to 35°C. Winters are mild, particularly in coastal areas and the southern regions.

This pleasant weather allows for year-round outdoor activities. Nomads can enjoy beach days, hiking, or al fresco dining for much of the year. The climate also contributes to a relaxed lifestyle, with many Greeks embracing outdoor social gatherings and leisurely meals.

The abundance of sunshine (over 250 days per year in many areas) can boost mood and productivity. However, it’s important to stay hydrated and protect oneself from the strong summer sun, especially when working outdoors.

Working Remotely from Greece

Digital Nomads

Greece offers digital nomads an appealing destination to work remotely whilst enjoying Mediterranean life. The country provides opportunities for self-employed individuals and freelancers, with logistics to consider and a unique work-life balance.

Setting Up as Self-Employed

Setting up as self-employed in Greece requires careful planning. Remote workers must obtain a Greek Digital Nomad Visa to work legally. This visa allows stays of up to 12 months, extendable to 24 months.

Key steps include:

  • Registering with the Greek tax office
  • Opening a Greek bank account
  • Obtaining a Greek tax number (AFM)
  • Registering for social security (EFKA)

Self-employed individuals should consult with a local accountant to navigate Greek bureaucracy and ensure compliance with tax laws. It’s crucial to maintain proper records of income and expenses.

Freelancer Logistics

Freelancers working remotely from Greece face unique logistical challenges. A stable internet connection is essential, so researching reliable providers is crucial. Co-working spaces in major cities offer networking opportunities and reliable infrastructure.

Important considerations:

  • Time zone differences with clients
  • Payment methods (international transfers)
  • Health insurance coverage
  • Professional networking opportunities

Freelancers should familiarise themselves with Greek tax regulations, as they may be liable for income tax after 183 days in the country. Some digital nomads may benefit from a 50% tax reduction scheme.

Work-Life Balance

Greece’s relaxed lifestyle and beautiful surroundings offer an excellent work-life balance for remote workers. The country’s rich culture, history, and cuisine provide ample opportunities for relaxation and exploration outside work hours.

Tips for maintaining balance:

  • Set clear work boundaries
  • Explore local cafes and beaches as alternative workspaces
  • Engage in local activities and festivals
  • Learn basic Greek to enhance daily interactions

Remote workers can take advantage of Greece’s 300+ days of sunshine per year, enjoying outdoor activities after work. The Greek islands offer perfect weekend getaway destinations, allowing digital nomads to recharge whilst experiencing diverse landscapes.

Digital nomads favour five cities in Greece

Digital Nomads

Greece has become a popular destination for digital nomads, with several cities standing out as top choices. These locations offer a blend of modern amenities, rich history, and stunning scenery.

Athens, the capital, attracts remote workers with its vibrant culture and excellent infrastructure. The city boasts fast internet speeds, numerous coworking spaces, and a thriving expat community.

Thessaloniki, Greece’s second-largest city, is gaining popularity among digital nomads. Its beautiful waterfront, bustling food scene, and lower cost of living compared to Athens make it an attractive option.

The island of Crete, particularly the city of Chania, offers a unique mix of beach life and ancient charm. Digital nomads appreciate its relaxed atmosphere and growing tech scene.

Kalamata, in the southern Peloponnese, ranks high for its quality of life. The city provides a perfect balance of urban amenities and natural beauty, with easy access to beaches and mountains.

Lastly, the island of Syros is emerging as a hidden gem for remote workers. Its main town, Ermoupoli, combines neoclassical architecture with modern facilities, attracting those seeking a quieter lifestyle.


Frequently Asked Questions

Digital nomads considering Greece as their remote work destination often have questions about visas, taxes, and legal requirements. The following addresses key concerns for remote workers looking to reside in Greece.

What are the requirements for obtaining a digital nomad visa in Greece?

The Greece digital nomad visa allows remote workers to stay in the country for up to one year. Applicants must show proof of remote employment, a minimum monthly income, and health insurance coverage.

Non-EU citizens need to apply through a Greek consulate in their home country. The visa can be extended for an additional year if needed.

How does the Greek taxation system apply to digital nomads residing in the country?

Digital nomads in Greece may be subject to taxation based on their length of stay. Those residing for more than 183 days in a calendar year could be considered tax residents.

Tax residents must report their worldwide income to Greek authorities. It’s crucial to review tax treaties between Greece and one’s home country to avoid double taxation.

Can digital nomads receive any tax breaks or incentives in Greece?

Greece offers tax benefits to new residents, including digital nomads. This includes a 50% reduction in income tax for the first seven years.

To qualify, individuals must not have been Greek tax residents for five of the last six years. They must also transfer their tax residence to Greece.

What is the process for a digital nomad to become a permanent resident in Greece?

Digital nomads can apply for permanent residency after living in Greece for a certain period. The exact requirements may vary based on individual circumstances.

Typically, continuous legal residence for several years is necessary. Applicants must also show financial stability and integration into Greek society.

How does the 183-day rule affect the tax residency of digital nomads in Greece?

The 183-day rule is a key factor in determining tax residency. If a digital nomad stays in Greece for more than 183 days in a calendar year, they may be considered a tax resident.

Tax residents must report their global income to Greek tax authorities. This can impact one’s tax obligations both in Greece and their home country.

Are there any specific legislations in Greece that pertain to remote workers from abroad?

Greece has introduced laws to attract digital nomads. The 4825/2021 law specifically addresses remote workers and their rights to reside in the country.

This legislation outlines visa requirements, tax implications, and other legal aspects for digital nomads. It aims to create a favourable environment for remote workers choosing Greece as their base.

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