Property tax (ENFIA) in Greece: the important dates and what property owners need to be aware of.

ENFIA: Important changes and implications for property owners
The countdown has begun for the announcement of the ENFIA (Real Estate Property Tax) assessments for 2025. Property owners should pay close attention to avoid paying taxes that do not apply to them.
The AADE (Independent Authority for Public Revenue) platform will remain open for reporting changes regarding property status until Friday, 31 January 2025. On this platform, individuals can declare additions, corrections, and deletions in their E9 statements. These updates are crucial for accurately reflecting property changes, which may influence the calculation of ENFIA for 2025.
With the launch of a new digital portal, taxpayers can report changes to their property situations that occurred in 2024. Those who acquired properties through purchase, parental gift, or inheritance, or sold or transferred properties to their children or grandchildren, must submit corresponding updates to their E9 forms by the end of January 2025.
Discount Deadline for ENFIA
Taxpayers have a deadline of 14 February 2025 to complete necessary actions on the myProperty digital platform. This will enable them to receive a discount of up to 20% on this year’s ENFIA bill. The discount is available for homes insured against natural disasters—such as earthquakes, fires, or floods—and is applicable to qualifying homeowners.
For 2025, ENFIA will be paid in 12 monthly installments, with the first payment due at the end of March 2025. This year, the collection of ENFIA will start earlier than in previous years, as tax amounts will be published on the taxpayer portal on 28 February 2025, which is also the date the final instalment for 2024’s ENFIA will be due.
Despite the early posting of the ENFIA statement, taxpayers will still be able to cover the total tax amount in 12 payments, improving upon the previous arrangement of 11 payments in past years.
As for changes in ENFIA for 2025, the tax landscape remains largely unchanged for most real estate owners. However, property owners should remain vigilant, as any alterations in ownership or the addition of new properties could impact their tax obligations.
Key Dates and Guidelines
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E9 Submission Deadline: Property owners must make any necessary updates to their E9 forms by 31 January 2025.
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Discount Application Deadline: To secure the 20% discount, actions must be completed on the myProperty platform by 14 February 2025.
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Payment Schedule: The first instalment of ENFIA for 2025 is due by the end of March 2025, with the total amount being divided into 12 payments.
Impact on Property Owners
Taxpayers who have secured insurance against natural disasters can benefit significantly from the new discount. This initiative encourages property owners to protect their homes while also alleviating some financial pressure due to ENFIA.
Furthermore, owners who have experienced life events such as inheritance or property transfers need to stay informed about their tax responsibilities. Reporting these changes in a timely manner is essential for preventing any misunderstandings with tax authorities in the future.
The taxpayers whose ENFIA bill will be increased for 2025 include:
– Those who have acquired property through purchase, parental provision, gift or inheritance. In particular, property owners with a value of more than 400,000 euros will face an additional tax.
– Those who have acquired rights in rem to a property, such as full or partial ownership or usufruct.
The MyProperty Digital Platform
The myProperty digital platform serves as an important tool for taxpayers. It allows for easy submission of required information and changes. This platform not only facilitates the discount process but also ensures that property descriptions and ownership details are up to date. Taxpayers are encouraged to utilise this digital resource effectively.
Maintenance of Compliance
It is essential for property owners to keep their tax records and declarations updated. Failing to report changes may result in unexpected tax liabilities. Regularly reviewing their property status on the AADE platform helps ensure that they are not overtaxed.
By adhering to these guidelines, property owners can manage their taxes more effectively and take advantage of the discounts available to them.
Continuous Awareness
As the situation with ENFIA evolves, property owners must remain aware of their tax obligations and any new updates from the government. This includes monitoring any announcements regarding changes in legislation or tax regulations that could affect their responsibilities in 2025 and beyond.
Keeping open lines of communication with tax professionals can also be helpful. Engaging with experts can provide property owners with insights into their specific circumstances and ensure compliance with tax laws.
Further Information
For additional details and updates regarding ENFIA, property owners should regularly check the AADE website and the myProperty platform. This way, they can remain informed about any changes and make well-informed decisions regarding their properties and tax obligations.
Frequently Asked Questions
When will the 2025 property tax statements be ready for review?
The property tax statements for 2025 are typically available for review in early January. Property owners should keep an eye out for notifications from their local tax authority for exact dates.
How can a property tax certificate be obtained online from the government portal?
To obtain a property tax certificate online, individuals need to access the official government tax portal. After logging in or creating an account, they can navigate to the property tax section and request their certificate by providing the necessary property details.
What is the method for printing property tax assessments for 2025?
Printing property tax assessments is simple. Once the assessment is available online, owners can log into the tax portal, locate their 2025 assessment, and use the print option. This will allow them to create a hard copy for their records.
What steps are necessary to apply for a property tax reduction in 2025?
To apply for a property tax reduction, individuals must complete an online application through the tax authority’s website. They will need to provide relevant documentation, such as proof of income or evidence of property insurance, and submit the application by the designated deadline.
How can payments for property tax be processed using the online tax system?
Property tax payments can be made through the online tax portal by selecting the payment option. Users need to enter their payment information, such as credit or debit card details, and follow the prompts to complete the transaction.
Is there an electronic version available for the property tax certificate, and how can it be accessed?
Yes, an electronic version of the property tax certificate can be accessed through the government tax portal. After logging in, property owners can request and download the certificate directly, ensuring they have a digital copy for their records.